Portfolio Loans
Portfolio loans finance multiple properties under a single loan or cross-collateralized structure, simplifying management for investors with growing rental portfolios. Reduce the complexity of individual property loans while accessing better terms at scale.
Start with a quick overview of your deal.
Tell us about your project and we'll respond within 48 hours with next steps — no upfront fees, no obligation.
Why choose portfolio financing with Yoder Funding.
Finance multiple properties under one loan structure
Simplify payments and reduce closing costs per property
Release individual properties as they are sold (partial release)
Scale your portfolio without property-by-property financing
Competitive terms for experienced investors with 5+ units
What lenders typically look for.
Requirements vary by program and lender. We match your deal to the right fit.
- ✓Minimum portfolio size — typically 5+ properties or units
- ✓Strong overall portfolio DSCR and occupancy
- ✓Credit scores typically 680+ for best terms
- ✓Experienced investor with track record preferred
- ✓Detailed rent roll and property financials for all assets
Common questions about portfolio loans.
What is a blanket loan?
A blanket loan covers multiple properties under one note, with cross-collateralization. You make one payment instead of managing separate loans on each property.
Can I sell one property in a portfolio loan?
Most portfolio loans include partial release provisions, allowing you to sell individual properties by paying down a portion of the loan or substituting collateral.
How many properties do I need for a portfolio loan?
Most programs start at 5 properties or units. Better terms are available for larger portfolios with strong cash flow and experienced sponsors.
Ready to scale? Submit your portfolio for review.
Request a Loan Review