Multifamily Loans
Multifamily loans finance apartment buildings with five or more units — from small walk-ups to large garden-style communities. Whether you're acquiring, refinancing, or executing a value-add business plan, we connect you with lenders who understand multifamily underwriting.
Start with a quick overview of your deal.
Tell us about your project and we'll respond within 48 hours with next steps — no upfront fees, no obligation.
Why choose multifamily financing with Yoder Funding.
Agency (Fannie/Freddie), bank, and private capital options
Acquisition, refinance, and cash-out available
Value-add and light rehab programs
Competitive rates on stabilized assets
Non-recourse options on qualifying deals
What lenders typically look for.
Requirements vary by program and lender. We match your deal to the right fit.
- ✓Minimum 5 units; most programs prefer 10+ units
- ✓DSCR typically 1.20–1.35 on stabilized properties
- ✓Credit scores 680+ for agency programs
- ✓Down payment or equity 25–35% depending on program
- ✓Experienced sponsors with multifamily track record preferred
Common questions about multifamily loans.
What is the minimum unit count for multifamily financing?
Most multifamily programs start at 5 units. Agency financing typically requires 5+ units, with better terms at 10+ units.
Can I finance a value-add multifamily deal?
Yes. Bridge and value-add programs fund acquisitions with planned renovations, lease-up, or rent increases.
What loan terms are available for multifamily?
Terms range from 5-year bridge loans to 30-year fixed agency debt, depending on the business plan and stabilization timeline.
Submit your multifamily deal for pre-qualification.
Request a Loan Review