Fix & Flip Loans
Fix and flip loans provide short-term capital to acquire distressed properties, complete renovations, and sell for profit. Yoder Funding connects you with lenders who understand the rehab timeline and fund based on the deal — not just the borrower's W-2.
Start with a quick overview of your deal.
Tell us about your project and we'll respond within 48 hours with next steps — no upfront fees, no obligation.
Why choose fix & flip financing with Yoder Funding.
Finance acquisition and rehab in one loan or separate draws
Interest-only payments during the hold period
Loan amounts based on after-repair value (ARV), not just purchase price
Experienced flipper programs with reduced documentation
Closes in days, not months — so you don't lose the deal
What lenders typically look for.
Requirements vary by program and lender. We match your deal to the right fit.
- ✓Minimum credit score typically 620+ (lower with strong track record)
- ✓Experience preferred but first-time flippers considered with strong deal
- ✓Detailed scope of work and contractor bids for rehab budget
- ✓Loan-to-ARV typically up to 70–75% depending on experience
- ✓Clear exit strategy — sale or refinance within 6–18 months
Common questions about fix & flip loans.
How much can I borrow on a fix and flip?
Most programs lend up to 70–90% of purchase price plus 100% of rehab costs, capped at 70–75% of after-repair value.
Do I need flip experience?
Experience helps you access better terms, but first-time flippers with strong deals, solid budgets, and good credit can still qualify.
How are rehab funds disbursed?
Rehab funds are typically released in draws as work is completed and inspected, protecting both you and the lender.
Submit your flip deal for a fast funding review.
Request a Loan Review