Equipment Financing
Equipment financing helps businesses acquire machinery, vehicles, technology, and commercial equipment without depleting working capital. From construction equipment to medical devices, we connect you with lenders and leasing partners who understand asset-based lending.
Start with a quick overview of your deal.
Tell us about your project and we'll respond within 48 hours with next steps — no upfront fees, no obligation.
Why choose equipment financing with Yoder Funding.
Finance new and used equipment
Loan and lease structures available
Terms aligned with equipment useful life
Preserve working capital for operations
Potential tax advantages with leasing structures
What lenders typically look for.
Requirements vary by program and lender. We match your deal to the right fit.
- ✓Established business with 2+ years operating history preferred
- ✓Credit scores typically 650+ for best terms
- ✓Equipment serves as collateral — reducing personal guarantee requirements
- ✓Down payment or advance typically 10–20%
- ✓Invoice or purchase agreement for the equipment
Common questions about equipment loans.
Should I lease or finance equipment?
Financing builds equity in the asset. Leasing offers lower monthly payments and potential tax benefits. We help you compare both based on your cash flow and tax situation.
Can I finance used equipment?
Yes. Many programs finance used equipment, though terms may be shorter and advance rates lower than for new assets.
How quickly can equipment financing close?
Simple equipment deals can close in 3–10 business days with complete documentation and a clear invoice or purchase agreement.