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Loan Programs

Commercial Real Estate Loans

Commercial real estate loans finance income-producing properties including office, retail, industrial, mixed-use, and special-purpose assets. From stabilized acquisitions to value-add repositioning, we match your deal with the right capital source.

Get Pre-Qualified

Start with a quick overview of your deal.

Tell us about your project and we'll respond within 48 hours with next steps — no upfront fees, no obligation.

Benefits

Why choose commercial re financing with Yoder Funding.

01

Acquisition, refinance, and cash-out options

02

Fixed and floating rate structures

03

Terms from 5 to 30 years depending on asset and lender

04

Non-recourse options available on select programs

05

Access to agency, bank, and private capital sources

Qualifications

What lenders typically look for.

Requirements vary by program and lender. We match your deal to the right fit.

  • Minimum debt service coverage ratio (DSCR) of 1.20–1.35
  • Credit scores typically 680+ for institutional programs
  • Property must demonstrate stable or projected cash flow
  • Down payment or equity typically 25–35%
  • Experienced sponsors preferred for larger transactions
FAQs

Common questions about commercial re loans.

What types of commercial properties can be financed?

Office, retail, industrial, warehouse, mixed-use, self-storage, and special-purpose properties. Availability varies by lender and market.

How long does commercial loan underwriting take?

Stabilized deals with complete documentation typically close in 30–60 days. Bridge and value-add transactions can close faster with private capital.

Can I get non-recourse financing?

Non-recourse options are available on select agency and CMBS programs for qualified borrowers and stabilized assets.

Request a commercial real estate loan review.

Request a Loan Review